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Self Certification Loans

If you are self employed with earnings from various sources it may mean that you are unable to provide proof of your income. A secured loan may be the answer. Many secured loan lenders understand that self-employed people may not be able to provide accounts as they have not been trading long enough for example, and are happy to arrange secured loans on what is called a self certification loan or self declaration basis.

These self certification loans can also be arranged for employed people who may have a second source of income they cannot prove, such as investment income or rental income from another property perhaps.

Self certification loans are just as straight forward to arrange as a normal secured loan for someone who can prove their income. They sometimes have a slightly higher interest rate or may require more equity to be available in the property; however this only reflects the lenders flexibility by offering this type of secured loan and not asking for proof of income.

Apply for a Self Certification Loan

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Complete the short form opposite
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Title *
First Name *
Last Name *
Telephone *
Email *
Loan Amount £ *
Loan purpose *
Property Value £ *
Mortgage Balance £ *
Annual Household Salary £ *
House Name/ Number *
Postcode *
Have you missed a mortgage payment in the last 12 months? Yes No *
Have you had any other credit problems in the last 3 years? Yes No *
Can you prove your income? Yes No *
 
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By submitting this form you agree to be contacted by our loan partner BDS Secured Loans, with regards to a loan quote.