Our secured loan application process at searchandapply.co.uk is clear and straightforward, and in most instances you can have your funds within a couple of weeks. Our secured loans team at BDS Secured Loans will provide help and advice, keeping you informed all the way through your application, until completion, so you receive your money promptly with little or no hassle.
The fastest most efficient way...get us to call you back! Simply enter your name and telephone number, submit the details and we'll call you to discuss your secured loan arrangements.
With our simple to complete quick enquiry form, getting a secured loan quote could not be easier. We use the minimal personal details about you to obtain a quote that is subject to your credit score. We will then give you a call, discuss your requirements and then, if you’re happy to proceed, submit your details to the lender who will perform their credit checks so that we can provide a written quote, tailored to your circumstances.
If you are sure that a secured loan is right for you and want to get a definite decision straight away, you can submit a full application where we will perform a credit check against you and place you with the right lender for your needs. Once we have done this, we will give you a call go through the quote details and if you wish to proceed, send out the necessary loan documents for you to sign and return.
With every enquiry that we receive, we contact you to discuss your needs and search the whole market for the best loan that suits your requirements. We identify the most competitive loan lender for you and with your permission perform a credit search so that we can give the most accurate quote possible for your individual circumstances.
Once you have been accepted on a particular secured loan plan, we will issue you with the loan documents which you must sign and return before we can proceed to completion. Depending on your individual circumstances we may ask for certain documents before approving your application, this may be proof of income or previous mortgage payments or just proof of identification and address history. The documents we require to process your loan will depend solely on your individual circumstances. We will confirm exactly what we require after we have given you a quote.
Once we have issued your loan documents:
Your secured loan documents will confirm all the figures previously discussed in your quote. We will also request that you send us specific items to process your loan application; these will be detailed within the loan documents pack. All you have to do is read through the documents, and if you're are happy to proceed, sign the relevant forms and return them in the prepaid envelope provided.
Once we have received all the request information from you:
When we have all the items we require for the lender to approve you loan, we will send the loan pack to the respective lender who will than check everything has been provided and agree the loan accordingly. The lender may also require a valuation of the property to ensure it provides sufficient security for the loan. Once the loan has been agreed, your loan money will be issued.