Once your dog has reached a certain age it can be more difficult to find a dog insurance providers who will cover your beloved pet. This is where older dog insurance kicks into place. Many insurers will cover your dogs until they die but the choice of providers is limited with those who will cover your dog when its starts getting more likely they will die due to old age.

The limits that generally apply to older dog insurance can vary from the minimum age of the dog, usually 8 years and older depending on the breed to limits on the type of illnesses that are covered and the payouts for certain types of medical treatment.

Often referred to a “senior dog insurance,” older dog insurance benefits people who have had their dog a long time and have not taken out insurance before (and never claimed) or for people who may have rescued an older dog and now wish to protect themselves against vets bills should their new pet require treatment. Of course, all dog owners should consider how they will pay for unexpected vets bills and medical treatment for their dogs in later life and with over 8 million dogs in the UK and less than 30% of these dogs covered by any form of dog insurance it is more important than ever that owners know the facts about the levels of cover that they can access.